Why You Should Choose FiQuest Mortgage:

FiQuest Mortgage, a full service mortgage brokerage was started in 1993 by two former Savings & Loan executives, Richard M. Rajspic and Catherine G. Tripp. The business is now managed solely by Mr. Rajspic. Richard has over 25 years of experience in the financial services industry. He earned a Masters Degrees in Business, and is a licensed California Real Estate Broker. Through decades of experience in Lending, Strategic Planning, and Operations, there is no aspect of the mortgage lending process that he has not performed, marketed, and managed. A well developed network of real estate appraisers has been cultivated over the years. Knowing that there is no "average borrower, or transaction" we are able to provide a full line of lending solutions including Construction, Land, Apartment, SBA and conventional residential real estate lending to handle those "unique" loans.

Follow these links to learn more about FiQuest's brokers:

Richard M. Rajspic, Owner/Broker



FiQuest Mortgage has a trained and experienced staff of brokers, agents, and clerical people ready to assist you. Pre-qualification services are free, and many financing proposals are offered - generally beyond the range offered by the competition. Pre-approval is also available, the fee is $25 which includes the cost of the credit report and initial loan processing.  On-line instant access to all three major credit reporting bureaus make a quick turnaround the standard. They are experts at working through the mortgage lending process to save you time and money.

Consultation
Full and knowledgeable explanations of all aspects of the loan process, the various terms, and the available programs.

Appraisal Contracting
By using independent appraisers we can be assured of obtaining a fair appraisal that is accepted by multiple lenders - not just one.

Loan Search
We keep informed every day of changes in loan programs, new loan programs, FNMA and FHLMC guidelines, rate changes, boutique lenders - in short who is in the business, and what they are doing. We shop for the best possible loan and rate with resources that are not available to individuals. FiQuest is approved with all types of lending institutions, and we show favoritism only to our clients.

Loan Packaging and Error Correction
As your advocate, we check everything - before it gets to a lender - before it endangers your approval. These include credit reporting errors, appropriate wording for gift letters and other explanatory documents, appraisal completeness, title and escrow accuracy, and countless other details.

Pre-qualification
You will be qualified through our lender network in order to discover and correct any potential difficulties you may have in obtaining a loan, and to determine your maximum loan amount. Knowing what you can afford, and having a letter to prove it gives your purchase offer precedence.

Lender Negotiation
Individual borrowers hold little sway with underwriters, agents or funding personnel. As an industry "insider", we can sometimes have conditions waived, funding speeded up, or fees reduced due to the volume we represent.



Call: 510-237-1225
e-mail: email@fiquest.com
3060 El Cerrito Plaza., #229
El Cerrito, CA 94530
Real Estate Broker License #01201642, CA Bureau of Real Estate
NMLS ID #328144